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	<title>The Sharron Kelley Team &#187; Buffalo Grove, Long Grove, Kildeer, Hawthorn Woods and Vernon Hills Homes-Real Estate</title>
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	<description>Buffalo Grove, Long Grove, Vernon Hills and Palatine Real Estate Listings and Community Informaion</description>
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		<title>How to Qualify for a Mortgage After Selling Your Home as Short Sale</title>
		<link>http://www.northernillinoishomes.com/resources/lender-information/how-to-qualify-for-a-mortgage-after-selling-your-home-as-short-sale/</link>
		<comments>http://www.northernillinoishomes.com/resources/lender-information/how-to-qualify-for-a-mortgage-after-selling-your-home-as-short-sale/#comments</comments>
		<pubDate>Thu, 08 Sep 2011 19:44:23 +0000</pubDate>
		<dc:creator>Michelle</dc:creator>
				<category><![CDATA[Lender Information]]></category>
		<category><![CDATA[Selling or Buying a Home]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[short sale]]></category>

		<guid isPermaLink="false">http://www.northernillinoishomes.com/?p=6442</guid>
		<description><![CDATA[This week is the kick off of a new video segment we will be doing with David Wienberg of PHH Home Loans. This video is just the tip of the iceberg on the subject of home loans and short sales. We work with clients everyday who are either actively in the process of a  short... <a href="http://www.northernillinoishomes.com/resources/lender-information/how-to-qualify-for-a-mortgage-after-selling-your-home-as-short-sale/" rel="nofollow">Read More</a>]]></description>
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<p>This week is the kick off of a new video segment we will be doing with <strong>David Wienberg of PHH Home Loans</strong>. This video is just the tip of the iceberg on the subject of home loans and <a href="http://www.northernillinoisbankowned.com/what_is_a_short_sale_">short sales</a>. We work with clients everyday who are either actively in the process of a  <a href="http://www.northernillinoisbankowned.com/">short sale</a> of their home or who are thinking of short selling. It is a hard decision to make and the most common question we get asked is &#8220;Will I be able to buy a home again?&#8221; You may be surprised to learn that the answer is yes. Please watch the video of Marilyn Smith, The Sharron Kelley team&#8217;s buyer specialist and David Weinberg as they discuss the option of qualifying for a mortgage after you have short sold your home.</p>
<p>Make sure to check back next week at <a href="http://www.northernillinoishomes.com/">www.NorthernIllinoisHomes.com</a> for the next mortgage question of the week. If you have a question that you would like to ask David please send it to <a href="mailto:michelle@northernillinoishomes.com">michelle@northernillinoishomes.com</a> and we will make sure he gets it answered for you.</p>
<p>If you are looking for a mortgage expert contact <a href="http://www.davidweinberg.com">David Weinberg</a> today at 847-962-6075 or you can visit his blog at <a href="http://www.davidweinberg.com">www.davidweinberg.com</a>. He is a 16 year mortgage industry veteran and gives exceptional service and advice from pre-approval to post-closing.</p>
<p><strong><em>Please contact me, <a href="http://www.northernillinoishomes.com/sharrons-profile/about/" target="_blank">Sharron Kelley</a>, today at 847-465-3638, for the latest updates on <a href="http://www.mlsfinder.com/il_mred/sharronkelley/index.cfm?action=searchresults&amp;searchkey=2e938a01-c3ac-994f-9c5f-e09e6a8dafdc&amp;npp=10" target="_blank">Buffalo Grove real estate</a>. Click here for free access to the <a href="http://www.mlsfinder.com/il_mred/sharronkelley/index.cfm?action=searchresults&amp;searchkey=ce9f9aad-e60c-60db-0ed6-597fa52f1219&amp;npp=10" target="_blank">Buffalo Grove MLS</a>, to view all available Buffalo Grove Real Estate, <a href="http://www.mlsfinder.com/il_mred/sharronkelley/index.cfm?action=searchresults&amp;searchkey=cea023b4-baa2-062c-7711-9c0a4d13e1a0&amp;npp=10" target="_blank">Long Grove</a><a href="http://www.mlsfinder.com/il_mred/sharronkelley/index.cfm?action=searchresults&amp;searchkey=cea023b4-baa2-062c-7711-9c0a4d13e1a0&amp;npp=10" target="_blank"> Real Estate</a>, <a href="http://www.mlsfinder.com/il_mred/sharronkelley/index.cfm?action=searchresults&amp;searchkey=cea07e0e-a567-6888-a68c-5763787bd9ff&amp;npp=10" target="_blank">Vernon Hills</a><a href="http://www.mlsfinder.com/il_mred/sharronkelley/index.cfm?action=searchresults&amp;searchkey=cea07e0e-a567-6888-a68c-5763787bd9ff&amp;npp=10" target="_blank"> Real Estate</a> and <a href="http://www.mlsfinder.com/il_mred/sharronkelley/index.cfm?action=searchresults&amp;searchkey=cea0f135-e249-8963-1203-3af14dbce323&amp;npp=10" target="_blank">Palatine Illinois</a><a href="http://www.mlsfinder.com/il_mred/sharronkelley/index.cfm?action=searchresults&amp;searchkey=cea0f135-e249-8963-1203-3af14dbce323&amp;npp=10" target="_blank"> Real Estate</a>. </em></strong></p>
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		<title>A New and Improved Way To Search For Long Grove Real Estate</title>
		<link>http://www.northernillinoishomes.com/resources/a-new-and-improved-way-to-search-for-long-grove-real-estate/</link>
		<comments>http://www.northernillinoishomes.com/resources/a-new-and-improved-way-to-search-for-long-grove-real-estate/#comments</comments>
		<pubDate>Mon, 04 Apr 2011 19:35:41 +0000</pubDate>
		<dc:creator>Michelle</dc:creator>
				<category><![CDATA[Helpful Info]]></category>
		<category><![CDATA[Long Grove]]></category>
		<category><![CDATA[coldwell banker]]></category>
		<category><![CDATA[Long Grove Real Estate]]></category>

		<guid isPermaLink="false">http://www.northernillinoishomes.com/?p=5600</guid>
		<description><![CDATA[A New and Improved Way To Search For Long Grove Real Estate Coldwell Banker is excited to bring you a new and improved way to search for Long Grove real estate.  The new www.ColdwellBankerOnline.com was just unveiled and the results have been nothing but positive. New features to the site bring you a quick and... <a href="http://www.northernillinoishomes.com/resources/a-new-and-improved-way-to-search-for-long-grove-real-estate/" rel="nofollow">Read More</a>]]></description>
			<content:encoded><![CDATA[<p><strong>A New and Improved Way To Search For Long Grove Real Estate</strong></p>
<p><a href="http://www.northernillinoishomes.com/wp-content/uploads/2011/04/New-ColdwellBankerOnline.jpg"><img class="size-medium wp-image-5601  alignleft" title="New ColdwellBankerOnline" src="http://www.northernillinoishomes.com/wp-content/uploads/2011/04/New-ColdwellBankerOnline-300x200.jpg" alt="" width="350" height="234" /></a></p>
<p><strong>Coldwell Banker</strong> is excited to bring you a new and improved way to search for <a href="http://www.northernillinoishomes.com/category/featured-listings/long-grove-real-estate/">Long Grove real estate</a>.  The new <a href="http://www.ColdwellBankerOnline.com">www.ColdwellBankerOnline.com</a> was just unveiled and the results have been nothing but positive.</p>
<p>New features to the site bring you a quick and easy way to search for active properties available in the <strong>Long Grove</strong> real estate market, upcoming open houses, and an agent and office search.</p>
<p>Those great features are just the tip of the iceberg on the new <a href="http://www.coldwellbankeronline.com/Default.aspx" target="_blank">Coldwell Banker Online</a>.</p>
<p>There was an extensive amount of work and research that went into the new community section, and also into the buyer and seller sections which are pack full of great information when it comes to buying or selling a home. There are also multiple checklists to help guide you through your sales process.</p>
<p>One of the great things about being an agent with Coldwell Banker is the constant evolving pace at which they move. We as <a href="http://www.northernillinoishomes.com/sharrons-profile/" target="_self">Long Grove Realtors®</a> are always able to bring  you the latest technology to help you sell your <strong>Long Grove home.</strong>  We at the Sharron Kelley Team use our  <a href="http://www.youtube.com/user/sharronkelley?feature=mhum" target="_blank">YouTube</a>, <a href="http://www.facebook.com/#!/pages/The-Sharron-Kelley-Team-/61523630814?sk=wall" target="_blank">Facebook</a>, and <a href="http://twitter.com/SharronsRETalk#" target="_blank">Twitter</a> pages everyday in our tools to help you take your<strong> Long Grove home</strong> for sale to SOLD!</p>
<p>When buying or selling Long Grove real estate you can feel confident that the Sharron Kelley Team can get the job done with the power of <strong>Coldwell Banker</strong>. We work hard everyday to bring you the best service and marketing in the industry, and with that hard work we get <strong>Long Grove real estate</strong> SOLD!</p>
<p><em><strong>If you would like more information on <a href="http://www.mlsfinder.com/il_mred/sharronkelley/index.cfm?action=searchresults&amp;searchkey=5478dd56-aebf-8974-a2a8-4764ef554e01&amp;npp=10" target="_blank"><strong>Long Grove Real Estate</strong></a>, <a href="http://longgroveilareahomes.com/contact-sharron/" target="_blank">contact me, Sharron Kelley</a>, <a href="http://longgroveilareahomes.com/" target="_blank"><strong>www.NorthernIllinoisHomes.com</strong></a>for all of your real estate needs at 847-465-3638 or email me at Sharron@NorthernIllinoisHomes.com.  I would be happy to offer information on market pricing in regards to homes in Long Grove IL.  I also specialize in <a href="http://www.mlsfinder.com/il_mred/sharronkelley/index.cfm?action=searchresults&amp;searchkey=37086ca6-fb50-e61f-bfac-078547e136ba&amp;npp=10" target="_blank">Buffalo Grove Real Estate</a>, <a href="http://www.mlsfinder.com/il_mred/sharronkelley/index.cfm?action=searchresults&amp;searchkey=37062ab3-c634-875b-74de-8e4c9dfc0538&amp;npp=10" target="_blank">Vernon Hills Real Estate</a>, and <a href="http://www.mlsfinder.com/il_mred/sharronkelley/index.cfm?action=searchresults&amp;searchkey=3709383e-9052-a8d6-ab58-ca955ee98946&amp;npp=10" target="_blank">Palatine Real Estate</a>.</strong></em></p>
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		<title>Palatine Real Estate, Importance of Appraisal</title>
		<link>http://www.northernillinoishomes.com/resources/palatine-real-estate-importance-of-appraisal/</link>
		<comments>http://www.northernillinoishomes.com/resources/palatine-real-estate-importance-of-appraisal/#comments</comments>
		<pubDate>Tue, 28 Dec 2010 16:03:53 +0000</pubDate>
		<dc:creator>Sharron</dc:creator>
				<category><![CDATA[Helpful Info]]></category>
		<category><![CDATA[Palatine]]></category>
		<category><![CDATA[Palatine Homes]]></category>
		<category><![CDATA[Palatine Real Estate]]></category>
		<category><![CDATA[Palatine Realtor]]></category>

		<guid isPermaLink="false">http://www.northernillinoishomes.com/?p=5152</guid>
		<description><![CDATA[When buying or refinancing Palatine real estate it is necessary to understand the importance of an appraisal.  In order for the funds of a home loan to be released an appraisal will be conducted to assure the lender that the property is valued at the price that it is being sold or refinanced for.  An... <a href="http://www.northernillinoishomes.com/resources/palatine-real-estate-importance-of-appraisal/" rel="nofollow">Read More</a>]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.northernillinoishomes.com/wp-content/uploads/2010/12/palatine-home.jpg"><img class="alignright size-medium wp-image-5154" style="margin: 4px; border: black 2px solid;" title="An appraisal is a necessary step in financing a Palatine home" src="http://www.northernillinoishomes.com/wp-content/uploads/2010/12/palatine-home-300x225.jpg" alt="Buying Palatine real estate" width="252" height="183" /></a>When buying or refinancing <a href="http://www.northernillinoishomes.com/buying-or-selling-a-home/market-reports/palatine-real-estate-housing-market-report-for-november-of-2010/" target="_blank">Palatine real estate</a> it is necessary to understand the importance of an appraisal.  In order for the funds of a home loan to be released an appraisal will be conducted to assure the lender that the property is valued at the price that it is being sold or refinanced for.  An appraisal is different that a county property tax document in that the appraisal analyzes the value of your home based on what is selling in your neighborhood at the time.  An appraisal should be a comparative market analysis (CMA), taking into consideration the local market, and comparing apples to apples.  Similar <a href="http://www.mlsfinder.com/il_mred/sharronkelley/index.cfm?action=listing_detail&amp;property_id=07496343&amp;searchkey=2db52302-ea57-f2d4-d391-e0a31fee1a9c&amp;npp=10&amp;sr=11" target="_blank" class="broken_link">Palatine homes</a> should be paired in the process.</p>
<p>An appraisal is conducted after a home has been placed under contract or a refinance of a loan has been approved.  In order to complete your Palatine real estate transaction the appraisal process has to be adhered to, typically your Palatine Realtor will be the point person between the home and the appraiser.</p>
<p>When a home does not appraise for the contract price there can be an issue.  A buyer can either pay the difference, a seller can come down in price, or the contract becomes null and void.  This is where the experience of your <a href="http://www.northernillinoishomes.com/sharrons-profile/about/" target="_blank">Palatine Realtor</a> comes into play.  Having an appraisal or financing contingency in your real estate contract is instrumental to protecting you against any pitfalls (like a home being under-appraised) that come your way.</p>
<p><strong><em><span style="color: #800000;">Please contact me, </span><a href="../sharrons-profile/" target="_blank"><span style="color: #800000;">Sharron Kelley</span></a><span style="color: #800000;">, today at 847-465-3638, for the latest updates on </span><a href="http://www.mlsfinder.com/il_mred/sharronkelley/index.cfm?action=searchresults&amp;searchkey=7136aa4b-e3d9-39c4-b01a-2e68021bdbd2&amp;npp=10" target="_blank"><span style="color: #800000;">Palatine Illinois real estate</span></a><span style="color: #800000;">. Click here for free access to the </span><a href="http://www.mlsfinder.com/il_mred/sharronkelley/" target="_blank"><span style="color: #800000;">Palatine MLS</span></a><span style="color: #800000;">, to view all available </span><a href="http://www.mlsfinder.com/il_mred/sharronkelley/index.cfm?action=searchresults&amp;searchkey=7b5bde4f-da96-de16-3113-94e4d5dbf629&amp;npp=10" target="_blank"><span style="color: #800000;">Buffalo Grove real estate</span></a><span style="color: #800000;">, </span><a href="http://www.mlsfinder.com/il_mred/sharronkelley?action=newsearchsession&amp;city=Long%20Grove&amp;state=IL" target="_blank"><span style="color: #800000;">Long Grove real estate</span></a><span style="color: #800000;">, </span><a href="http://www.mlsfinder.com/il_mred/sharronkelley?action=newsearchsession&amp;city=Vernon%20Hills&amp;state=IL" target="_blank"><span style="color: #800000;">Vernon Hills real estate</span></a><span style="color: #800000;"> and Palatine Illinois real estate.</span></em></strong></p>
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		<title>Now is a Great Time to Invest in Palatine Real Estate</title>
		<link>http://www.northernillinoishomes.com/resources/now-is-a-great-time-to-invest-in-palatine-real-estate/</link>
		<comments>http://www.northernillinoishomes.com/resources/now-is-a-great-time-to-invest-in-palatine-real-estate/#comments</comments>
		<pubDate>Mon, 13 Dec 2010 14:41:40 +0000</pubDate>
		<dc:creator>Sharron</dc:creator>
				<category><![CDATA[Helpful Info]]></category>
		<category><![CDATA[Palatine]]></category>
		<category><![CDATA[Palatine property]]></category>
		<category><![CDATA[Palatine Real Estate]]></category>

		<guid isPermaLink="false">http://www.northernillinoishomes.com/?p=5129</guid>
		<description><![CDATA[Now is a great time to invest in Palatine real estate.  There are some great deals out there and while real estate might have taken its hits during the past couple of years, it is still seen as a great investment.  Affordability levels, the ability to build equity, and the end result of home ownership... <a href="http://www.northernillinoishomes.com/resources/now-is-a-great-time-to-invest-in-palatine-real-estate/" rel="nofollow">Read More</a>]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.northernillinoishomes.com/wp-content/uploads/2010/12/Palatine.jpg"><img class="alignright size-medium wp-image-5131" style="border: 2px solid black; margin: 4px;" title="Now is a great time to invest in Palatine real estate" src="http://www.northernillinoishomes.com/wp-content/uploads/2010/12/Palatine-300x180.jpg" alt="Palatine real estate" width="300" height="180" /></a>Now is a great time to invest in <a href="http://www.northernillinoishomes.com/buying-or-selling-a-home/market-reports/palatine-real-estate-housing-market-report-for-november-of-2010/" target="_blank">Palatine real estate</a>.  There are some great deals out there and while real estate might have taken its hits during the past couple of years, it is still seen as a great investment.  Affordability levels, the ability to build equity, and the end result of home ownership all combine to create excellent reasons to jump into Palatine real estate.</p>
<p>Traditionally those who have lost out on investments are those who have bought high and sold low.  Today indicators point to it being a great time to buy a <a href="http://www.northernillinoishomes.com/category/buying-or-selling-a-home/palatine-homes/" target="_blank">Palatine property</a>, while inventory is high, prices are low and money is more affordable than ever to borrow.  As recovery picks up speed real estate will as well, when that will occur is pure speculation at this point but individual household’s net worth grew an average of 2.2% in the third quarter, a positive sign that we are moving in the right direction.</p>
<p>Contact me today to learn more about <a href="http://www.northernillinoishomes.com/sharrons-blog/palatine-real-estate-not-too-late-to-take-advantage-of-tax-credit/" target="_blank">Palatine real estate</a> opportunities.  Whether you are looking to buy a primary residence or purchase a rental property, I can help find the property that will suit your needs.<br />
<em><br />
<a href="http://realtytimes.com/rtpages/20101208_buy.htm" target="_blank">Click here</a> to read a recent article from Realty Times on the benefits of buying and owning a home.</em></p>
<p><span style="color: #800000;"><strong><em>Please contact me, <a href="../sharrons-profile/" target="_blank">Sharron Kelley</a>, today at 847-465-3638, for the latest updates on <a href="http://www.mlsfinder.com/il_mred/sharronkelley/index.cfm?action=searchresults&amp;searchkey=7136aa4b-e3d9-39c4-b01a-2e68021bdbd2&amp;npp=10" target="_blank">Palatine Illinois real estate</a>. Click here for free access to the <a href="http://www.mlsfinder.com/il_mred/sharronkelley/" target="_blank">Palatine MLS</a>, to view all available <a href="http://www.mlsfinder.com/il_mred/sharronkelley/index.cfm?action=searchresults&amp;searchkey=7b5bde4f-da96-de16-3113-94e4d5dbf629&amp;npp=10" target="_blank">Buffalo Grove real estate</a>, <a href="http://www.mlsfinder.com/il_mred/sharronkelley?action=newsearchsession&amp;city=Long%20Grove&amp;state=IL" target="_blank">Long Grove real estate</a>, <a href="http://www.mlsfinder.com/il_mred/sharronkelley?action=newsearchsession&amp;city=Vernon%20Hills&amp;state=IL" target="_blank">Vernon Hills real estate</a> and Palatine Illinois real estate.</em></strong></span></p>
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		<title>Drivin&#8217; in a Vernon Hills Winter Wonderland!</title>
		<link>http://www.northernillinoishomes.com/resources/drivin-in-a-vernon-hills-winter-wonderland/</link>
		<comments>http://www.northernillinoishomes.com/resources/drivin-in-a-vernon-hills-winter-wonderland/#comments</comments>
		<pubDate>Tue, 30 Nov 2010 17:14:07 +0000</pubDate>
		<dc:creator>Michelle</dc:creator>
				<category><![CDATA[Entertainment]]></category>
		<category><![CDATA[Helpful Info]]></category>
		<category><![CDATA[Lake County News]]></category>
		<category><![CDATA[Vernon Hills]]></category>
		<category><![CDATA[Cuneo Mansion]]></category>
		<category><![CDATA[Vernon Hills Winter Wonderland]]></category>
		<category><![CDATA[Village of Vernon Hills]]></category>

		<guid isPermaLink="false">http://www.northernillinoishomes.com/?p=5061</guid>
		<description><![CDATA[Drivin&#8217; in a Vernon Hills Winter Wonderland! As you turn north on Lakeview Parkway in Vernon Hills, IL you will be greeted by a large sign that says this way to the Vernon Hill&#8217;s Winter Wonderland. The street is lined with orange cones directing you to the right lane and forward to the entrance. Upon... <a href="http://www.northernillinoishomes.com/resources/drivin-in-a-vernon-hills-winter-wonderland/" rel="nofollow">Read More</a>]]></description>
			<content:encoded><![CDATA[<h3>Drivin&#8217; in a Vernon Hills Winter Wonderland!</h3>
<p><object classid="clsid:d27cdb6e-ae6d-11cf-96b8-444553540000" width="560" height="340" codebase="http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=6,0,40,0"><param name="allowFullScreen" value="true" /><param name="allowscriptaccess" value="always" /><param name="src" value="http://www.youtube.com/v/EVsW4J7ZMq0?fs=1&amp;hl=en_US" /><param name="allowfullscreen" value="true" /><embed type="application/x-shockwave-flash" width="560" height="340" src="http://www.youtube.com/v/EVsW4J7ZMq0?fs=1&amp;hl=en_US" allowfullscreen="true" allowscriptaccess="always"></embed></object></p>
<p>As you turn north on Lakeview Parkway in <a href="http://www.northernillinoishomes.com/community-profiles/vernon-hills/">Vernon Hills, IL</a> you will be greeted by a large sign that says this way to the <strong>Vernon Hill&#8217;s Winter Wonderland</strong>. The street is lined with orange cones directing you to the right lane and forward to the entrance.</p>
<p>Upon entering the grounds of the <a href="http://cuneomansion.org/">Cuneo Mansion</a>you change your radio station to 107.1 and the glorious sounds of holiday music will fill your car. You are instructed to turn your vehicles headlights off for maximum enjoyment of the spectacular light extravaganza.</p>
<p>As the tour starts the driveway is lined with large cutouts of characters from Disney, Nickelodeon, and multiple characters from classic holiday story lines. The first large light display is a large American flag , the 12 days of Christmas, and you will drive under lighted archways guiding you to the next display.</p>
<p>As we drove through a tunnel of lights oohing and aahing at the wonderment and sparkle of the lights we approached the guard house in which you pay the entrance fee. The cost on Friday, Saturday or Sunday night is $10.00 and $5.00 during the week.</p>
<p>After passing the <strong>Cuneo Mansion</strong>, which in itself is quite a site, you drive through a bend in the road and then your eyes descend upon the magic of the mansion grounds. There are holiday lights as far as the eye can see. The are large displays of toy soldiers, a barn, a carnival, swans, and the list goes on and on.</p>
<p>The Drive Thru Holiday Light Show presented by the <a href="http://www.vernonhills.org/">Village of Vernon Hills</a>in cooperation with the Cuneo Mansion and Gardens is held annually on the magnificent grounds of the Cuneo Mansion and Gardens. This spectacular site is a must see and should be added to your list of holiday family traditions.</p>
<p><span style="color: #800000;"><strong><em>As a Vernon Hills Realtor I take pride in providing information about what is going on in Vernon Hills, whether it is about homes, festivals, concerts and more. If you would like more information on Vernon Hills Real Estate, <a href="http://www.northernillinoishomes.com/contact-sharron/" target="_blank">contact me, Sharron Kelley</a> at 847-465-3638 o</em></strong><strong><em>r email me at Sharron@NorthernIllinoisHomes.com. Visit my website <a href="http://www.northernillinoishomes.com" target="_blank">www.NorthernIllinoisHomes.com</a> for all of your real estate needs.</em></strong></span></p>
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